Get Debt Free

money saving ideas

When Brian and I decided that 2019 would be our year to get debt free, I knew we had to start January 2019 out strong. I’m a firm believer in going cold turkey with things, especially things that negatively effect your life. That’s why I am starting out this year with some strict tactics for myself to get into the habit of living simply and breaking old spending habits. I’m writing my top 7 tactics I am going to use to success in my debt-free journey – I determined these were best for me. They may not be best for you, but overall they are ideas that can help you pay off debt, save money, and live more simply! No Spend January This is a popular tactic to use in January, and it’s going to be a huge challenge for me – which is why I’m starting the year off with it. If I tackle my BIGGEST challenge first, then all the little challenges will be seemingly simpler. How to do a “no spend” month? Don’t spend any money outside of necessities. Necessities are bills, food, gas, basic care items, utilities, etc. Not a necessity; a $4 latte. Get the picture? ONLY buy what you absolutely need. Tips for doing this successfully: Don’t use credit cards Stop Amazon auto-ship (unless those are your 100% necessary items you buy) Do free date-nights Stop using Credit Cards This is a hard one for me (and for many!) I trapped myself into the […]

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20 Free (or super cheap) date night ideas for winter!

When Brian and I decided that 2019 was going to be our year to become debt-free, we knew we had to cut back on our date nights out. I was determined though that even if we didn’t have the money for lavish dates, that we would still have fun. That’s why I put together a list of 20 free (or super cheap) date night ideas for y’all this winter! Some of these can be done any time of year however, so it’s a great list to keep around! 20 Free Winter Date Ideas!  Find a fun new recipe on Pinterest and cook dinner together – get a bottle of wine, light a few candles, and have a romantic dinner! Make it even more interesting by challenging yourselves and making something you’ve never tried! Make hot cocoa or coffee, get in the car, put Christmas tunes on, and drive around your town looking at everyone’s Christmas lights. You’ll be surprised how fun this is! Have a game night! Get your favorite board games out, make some cocktails, snacks, put on some good tunes, and challenge your partner to a game! This can also be a fun double date idea! Do a “Top Chef” cooking competition, using on the ingredients in your kitchen. Set a timer, put music on to pump you up, and both get cooking! Then when your done, try each others creations before you try your own! This is a fun one to do with dessert! Watch dance instruction […]

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how to prepare your home for guests

With the holiday season quickly approaching, more and more of you will be hosting guests! Personally, I love hosting guests in my home. Being able to share my home, make it cozy and comfortable, and be gracious with my house makes me so happy! We don’t have a dedicated guest room (because we rarely have overnight company) and many people don’t have space for a dedicated guest space, but you can still make their stay comfortable. I put together a list of things to do and prepare for to make your guests feel at home. Especially over the holidays, we want our company to feel at ease! One thing i’ve learned from being the guest in the situation is I hate to have to ask for anything. Asking for the wifi-password (why does that make me feel like a jerk?) where the towels are, if there is coffee, etc..it makes me feel like a nuisance at times. That’s why I am making this list – make your company love every minute at your home (but not too much or they will never leave! haha just kidding!) Whether it’s a whole family staying with you or just one person, these tips are simple and will make their life and yours easier!   Wifi password This may seem like a funny thing – but I know when i’m traveling I want to check in with people or work, and connecting to wifi so I don’t have to use data is very nice. Instead of making […]

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how to decorate & keep the peace

combining style

What’s more challenging – moving in with someone or deciding on a decor style for your home? How about doing both? Combining and compromising on style when you move in with a significant other can be quite the task. It can be super rewarding and fun to find a style you love together..but how about when your styles clash? Or you both has strong taste opinions? Don’t let that be something to fight about, and don’t let clashing styles hold you back from creating a beautiful home! There are many ways to combine styles, compromise, and find a happy balance for decorating your home with your partner (and contrary to what HGTV might show you – it doesn’t have to be one sided! My Story Let me start with how Brian and I did it. I, of course, felt like I needed 100% control over the design of our home. I was in fact the one with the design degree, however I quickly learned that that’s not the answer to a harmonious house. He didn’t have a strong opinion on the furniture or decor, as long as it was comfortable and functional, I got the green light. For instance, we went shopping for sofas together and tried them all out! If Brian thought it was “lounge-able” and I liked the style, it was a winner. It’s been that way for everything, and it’s worked great in our home. We also both have our own spaces to do with what we […]

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The truth about buying a fixer upper

October marks the 6th month that Brian and I have lived in our fixer upper home. In those short 6 months we have learned a lot of lessons about buying a fixer upper. There are things I didn’t think about before buying a house that needed major work, and things that were also a pleasant surprise. So whether you are considering buying a fixer upper house or are in one and can relate, this post is for you! Now I am not a real estate agent, and I am not an expert in construction or finances, but my perspective comes from a millennial first time home buyer who is an expert in interior design. 1. Time equals money It has not been any secret that i’ve been trying to revamp my 1970’s house on a tiny budget. Like TINY. After spending less than $400 on my kitchen, I felt like a champ. The rest of my projects have has similar success; I’ve kept budgets low and had great results. However, the time I’ve sacrificed was something I didn’t fully consider. For example, it took 6 full days to finish our kitchen, which does not seem like much, but this was days spent inside, putting sweat equity into the house instead of doing anything else. My advice to you when looking at a house that needs work – be realistic about how much time you have, but more than that, if you can’t afford to outsource work (a painter, laborer, contractor, etc) then be realistic […]

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