Ever since I started my debt-free journey, clothes have been at the absolute bottom of the list for new purchases. Along with that, in 2019 I also tried to be as eco-conscience as I could, which meant saying goodbye to fast fashion. Fast fashion, if you haven’t heard that term before, means “inexpensive clothing produced rapidly by mass-market retailers in response to the latest trends.” It’s not good for the planet, and with its low prices, it can be very easy to fall into the trap of buying more clothes and feeling like you’re not breaking the bank. No clothes for 1 year. I didn’t buy any clothes for all of 2019 unless it was a necessity. I did get some clothes as gifts for my birthday, so I wasn’t in a complete dry spell, but I didn’t spend money on new clothes. With one exception! I had a rule where if I want something new that isn’t a necessity, I have to sell something I already own. This not only helps me keep the clutter to a minimum, but it keeps me on my debt-free journey. I’ve used a few techniques the past year to sell my clothes/items to buy new (new to me!) Facebook Marketplace I have used Facebook marketplace to sell mostly home items, and have tried selling clothes on here. Marketplace is very saturated so to stand out you need to have good photos and something that is more unique. For example, there may be 100 […]
how to travel on a tiny budget
When I started my debt-free journey, I knew I wouldn’t be able to go a whole year without traveling, which lead me to scrounging up all my tips for how to travel on a tiny budget. There’s a common theme among people these days, especially millennials..we all want to see the world..and we are all broke (cue tears + laughter). Good thing is, with a little extra work, and help from blogs like mine, it’s possible to travel and save money. I haven’t figured out to how to travel for free yet*** but I have figured out how to do it on a realistic budget, which is good for now! MONEY SAVING TIPS + TRICKS AIRLINES I almost always prefer flying over driving..but the price of flights can deter most people. Finding inexpensive flights may seem like finding a needle in a haystack, but I promise it’s simpler than that. Here are some budget travel tips I’ve learned when booking a flight: Tuesdays have the cheapest fares. This is when airlines post tickets on “sale”. They are snagged quickly, so if you’re trying to book a flight, try around 6-8am on a Tuesday morning for the best fares. January and February the the cheapest times of the year to travel via airplane (domestic flights). April and October are the most budget friendly months to fly internationally. Traveling during the summer and around holidays is always going to be the most expensive, so being flexible with your dates will help you […]
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Get Debt Free
When Brian and I decided that 2019 would be our year to get debt free, I knew we had to start January 2019 out strong. I’m a firm believer in going cold turkey with things, especially things that negatively effect your life. That’s why I am starting out this year with some strict tactics for myself to get into the habit of living simply and breaking old spending habits. I’m writing my top 7 tactics I am going to use to success in my debt-free journey – I determined these were best for me. They may not be best for you, but overall they are ideas that can help you pay off debt, save money, and live more simply! No Spend January This is a popular tactic to use in January, and it’s going to be a huge challenge for me – which is why I’m starting the year off with it. If I tackle my BIGGEST challenge first, then all the little challenges will be seemingly simpler. How to do a “no spend” month? Don’t spend any money outside of necessities. Necessities are bills, food, gas, basic care items, utilities, etc. Not a necessity; a $4 latte. Get the picture? ONLY buy what you absolutely need. Tips for doing this successfully: Don’t use credit cards Stop Amazon auto-ship (unless those are your 100% necessary items you buy) Do free date-nights Stop using Credit Cards This is a hard one for me (and for many!) I trapped myself into the […]
20 Free (or super cheap) date night ideas for winter!
When Brian and I decided that 2019 was going to be our year to become debt-free, we knew we had to cut back on our date nights out. I was determined though that even if we didn’t have the money for lavish dates, that we would still have fun. That’s why I put together a list of 20 free (or super cheap) date night ideas for y’all this winter! Some of these can be done any time of year however, so it’s a great list to keep around! 20 Free Winter Date Ideas! Find a fun new recipe on Pinterest and cook dinner together – get a bottle of wine, light a few candles, and have a romantic dinner! Make it even more interesting by challenging yourselves and making something you’ve never tried! Make hot cocoa or coffee, get in the car, put Christmas tunes on, and drive around your town looking at everyone’s Christmas lights. You’ll be surprised how fun this is! Have a game night! Get your favorite board games out, make some cocktails, snacks, put on some good tunes, and challenge your partner to a game! This can also be a fun double date idea! Do a “Top Chef” cooking competition, using on the ingredients in your kitchen. Set a timer, put music on to pump you up, and both get cooking! Then when your done, try each others creations before you try your own! This is a fun one to do with dessert! Watch dance instruction […]